:root{
  --navy:#071f3d;
  --navy2:#10355e;
  --green:#2f7448;
  --green2:#4f9466;
  --ink:#1d2732;
  --muted:#687581;
  --paper:#f6f8fa;
  --white:#fff;
  --line:#dce3e8;
  --shadow:0 20px 55px rgba(7,31,61,.12);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
img{display:block;max-width:100%}
a{color:inherit}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:.9rem}
.topbar .container{min-height:40px;display:flex;justify-content:flex-end;align-items:center;gap:26px;flex-wrap:wrap}
.topbar a{text-decoration:none}
header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:94px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.logo{width:300px;max-height:82px;object-fit:contain;object-position:left center}
.navlinks{display:flex;align-items:center;gap:22px}
.navlinks a{text-decoration:none;color:var(--navy);font-weight:800;font-size:.94rem}
.navlinks a:hover,.navlinks a.active{color:var(--green)}
.menu-btn{display:none;border:0;background:var(--navy);color:#fff;padding:10px 13px;border-radius:8px;font-weight:800}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:999px;text-decoration:none;font-weight:800;border:1px solid transparent;cursor:pointer;transition:.2s}
.btn-primary{background:var(--green);color:#fff}
.btn-primary:hover{background:#245d39;transform:translateY(-1px)}
.btn-dark{background:var(--navy);color:#fff}
.btn-outline{border-color:rgba(255,255,255,.55);color:#fff}
.hero{color:#fff;background:
 radial-gradient(circle at 80% 18%,rgba(79,148,102,.3),transparent 28%),
 linear-gradient(135deg,#061a33,#0a2b50 58%,#17456d);
 overflow:hidden}
.hero-grid{min-height:680px;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:58px;padding:78px 0}
.eyebrow{display:inline-block;color:var(--green2);text-transform:uppercase;letter-spacing:.15em;font-weight:900;font-size:.8rem;margin-bottom:12px}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.12;margin-top:0;color:var(--navy)}
h1{font-size:clamp(2.8rem,6vw,5.2rem);color:#fff;letter-spacing:-.035em;margin-bottom:24px}
h1 span{color:#72ad84}
h2{font-size:clamp(2rem,4vw,3.3rem);letter-spacing:-.025em}
h3{font-size:1.35rem}
.hero p{font-size:1.16rem;max-width:700px;color:#e5edf5}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.logo-panel{background:#fff;border-radius:24px;padding:28px;box-shadow:0 28px 80px rgba(0,0,0,.28)}
.logo-panel img{width:100%}
.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.trust-item{text-align:center;padding:30px 22px;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;color:var(--navy);font-family:Georgia,serif;font-size:1.2rem}
.trust-item span{color:var(--muted);font-size:.92rem}
section{padding:92px 0}
.section-head{max-width:780px;margin:0 auto 46px;text-align:center}
.section-head p{color:var(--muted)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}
.panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:32px}
.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 10px 30px rgba(7,31,61,.05)}
.card:hover{box-shadow:var(--shadow);transform:translateY(-4px);transition:.2s}
.card p{color:var(--muted)}
.card ul{padding-left:18px;margin-bottom:0}
.card li+li{margin-top:7px}
.icon{width:48px;height:48px;border-radius:14px;background:#eaf4ed;color:var(--green);display:grid;place-items:center;font-weight:900;margin-bottom:16px}
.band{background:var(--paper)}
.cta{background:linear-gradient(135deg,var(--green),#3f8657);color:#fff;padding:58px 0}
.cta h2{color:#fff;margin-bottom:10px}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}
.page-hero{background:linear-gradient(135deg,#061a33,#10355e);color:#fff;padding:92px 0}
.page-hero h1{font-size:clamp(2.6rem,5vw,4.5rem);margin-bottom:16px}
.page-hero p{max-width:760px;color:#dce8f1;font-size:1.12rem}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{padding:24px;border-left:4px solid var(--green);background:var(--paper)}
.step b{color:var(--green);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px}
.contact-card{background:var(--navy);color:#fff;border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}
.contact-card h2{color:#fff}
.contact-row{padding:15px 0;border-bottom:1px solid rgba(255,255,255,.14)}
.contact-row:last-child{border-bottom:0}
.contact-row small{display:block;text-transform:uppercase;letter-spacing:.1em;color:#a9bdd0;font-weight:800}
.contact-row a{text-decoration:none}
form{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:grid;gap:8px}
.field.full,.form-note,.form-actions{grid-column:1/-1}
label{font-weight:800;color:var(--navy)}
input,select,textarea{width:100%;padding:14px 15px;border:1px solid #cbd6df;border-radius:10px;font:inherit}
textarea{min-height:155px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:3px solid rgba(47,116,72,.15);border-color:var(--green)}
.form-note{font-size:.87rem;color:var(--muted)}
.resource-list{display:grid;gap:16px}
.resource{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff}
.resource small{color:var(--green);font-weight:900;text-transform:uppercase;letter-spacing:.1em}
footer{background:#06182e;color:#c8d5df;padding:50px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:40px;margin-bottom:34px}
.footer-logo{width:280px;background:#fff;padding:10px;border-radius:8px;margin-bottom:16px}
footer h3{color:#fff}
.footer-links{display:grid;gap:8px}
.footer-links a{text-decoration:none}
.legal{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;font-size:.85rem;color:#9eafbd}
.notice{background:#fff7df;border:1px solid #ead59a;border-radius:12px;padding:18px;color:#5c4a18}
@media(max-width:950px){
 .navlinks{display:none;position:absolute;top:94px;left:0;right:0;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column}
 .navlinks.open{display:flex}
 .menu-btn{display:block}
 .hero-grid,.grid-2,.contact-grid{grid-template-columns:1fr}
 .cards-3{grid-template-columns:1fr 1fr}
 .trust-grid{grid-template-columns:1fr 1fr}
 .trust-item:nth-child(2){border-right:0}
 .trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
 .process{grid-template-columns:1fr 1fr}
 .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
 .container{width:min(var(--max),calc(100% - 28px))}
 .topbar .container{justify-content:center;gap:8px 16px;padding:8px 0;text-align:center}
 .logo{width:220px}
 .nav{min-height:78px}
 .navlinks{top:78px}
 .hero-grid{min-height:auto;padding:64px 0}
 .hero-actions{flex-direction:column}
 .hero-actions .btn{width:100%}
 section{padding:70px 0}
 .cards-3,.trust-grid,.process,.footer-grid,form{grid-template-columns:1fr}
 .trust-item{border-right:0;border-bottom:1px solid var(--line)}
 .field.full,.form-note,.form-actions{grid-column:auto}
 .cta-inner{flex-direction:column;align-items:flex-start}
}